Hayden at got insurance?

  Most young Americans are not thinking about life insurance policies, but they should. Life insurance is the ultimate financial tool for those big "what if" moments. It can be useful even when the death benefit is not triggered, as long as it is used appropriately. Life insurance is not a panacea, and some younger Americans may not have the  resources to devote to large policies. But it is a mistake to assume that only older  couples with children and homes need life insurance. All else being equal, it is always cheaper, and sometimes substantially less expensive, for a younger person to but insurance than an older person. This means the potential  benefits of insurance can be just as large and cost much less or maybe much larger  and cost about the same. Without other considerations, life insurance for a 22-year-old  is a better proposition than life insurance for a 55-year-old. Key Takeaways Life insurance is often a smart financial move, providi...

One of the most important expenditures the average family Makes in its lifetime is the purchase of life insurance.   What’s Its Purpose?   First, you must understand the purpose of life insurance. It is to protect against premature death. Life insurance does not “insure life” so much as it “protects Your dependents” from the loss of financial support.   What Are You Paying For?   Second, you must understand what you are paying to protect. Most people earn from $400,000 to $800,000 during their lifetime. It is the loss of that earning potential that makes life insurance a Necessity. Life Insurance is a substitute for the cash and other Wealth that your family would accumulate if the breadwinner Were living.   What Should You Buy?   Third, you must understand what kind you should buy.   In the early years you need a lot of coverage … 1. Children young. 2. High debt 3. House mortgage. 4. Loss of inco...

Hello, I’m Hayden Childs I am based in Northwest Alabama I am an Independent Life Insurance Agent … That means I work for YOU to find YOU the Best deal in coverage available. I am thankful to be in an industry that is a  blessing to people. You may be asking your self … Hayden why are you an insurance agent? That one is easy … I am doing this because I want to be a blessing to people. I care about helping people meet their final  expense needs. I am a Christian businessman and I conduct my business in an ethical and professional manner. I have had the blessing of knowing and working with some great insurance agents   I Believe in Life Insurance …   If you have personal coverage you know what I am talking about.   In YOUR time of need YOU don't have to wonder  "where is the money coming from" for YOUR final  expenses. YOU know because YOU made a responsible choice and purchased life insurance and kept the premiums paid. ...

I am a piece of paper, a drop of ink and a few pennies of premium. I am a promise to pay. I help people see visions, dream dreams, And achieve economic immortality. I am savings. I am property that increases in value from year to year. I lend money when you need it most, with no questions asked. I pay off mortgages, so that the family can remain together in their own home. I assure people the daring to live and moral right to die. I create money where none existed before. I am the great emancipator from want. I guarantee the continuity of business. I conserve the employer’s investment. I am tangible evidence that a man is a good husband and father, and a woman a good wife and mother. I am a declaration of financial independence and economic freedom. I am the difference between an old man or woman and an elderly gentleman or lady. I provide cash if illness, injury, old age, or death cuts off the breadwinner’s income I am the only...