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Showing posts from April, 2022

042622 The Secret to Financial Security? Owning Life Insurance, Survey Says...

  The Secret to Financial Security? Owning Life Insurance, Survey Says InsuranceNewsNet Press Release   Arlington , Va. and Windsor, Conn., April 25, 2022 According to new findings from the 2022 Insurance Barometer Study, conducted jointly by nonprofit industry trade associations LIMRA and Life Happens, 2 in 5 parents say they are barely or not at all Financially secure. This is increasingly critical, as most households haven’t prepared for the loss of a primary wage earner… 44% say it would take less than six months to feel financial hardship   if this happened to their family.   Life Insurance Key to Financial Security   Financial insecurity transcends generations and is highest among Gen X (49%), followed by Millennials (44%), Gen Z (42%), and Baby Boomers (33%). One way to ease these concerns is life insurance. Two-thirds (68%) of life insurance owners report feeling financially secure compared with 47% of non-owners. Those who feel most

041822 Buying Life Insurance after Cancer...

Buying Life Insurance after Cancer More than 1.9 million new cases of cancer are expected to be diagnosed in 2022 according to the American Cancer Society. It’s a chilling statistic. However, there’s another statistic that offers encouragement. The survival rate for all cancers has increased significantly over the past several decades. It’s also encouraging to know that it’s possible to get life insurance after having cancer. “With the many advances in cancer treatment and a long track record of success in treating the disease, insurance companies are very open and willing to insure people who previously had cancer,” says Ryan Pinney, president of Pinney Insurance. So don’t assume that a history of cancer will prevent you from buying life insurance to protect your family’s financial security. Here’s what you need to know about how cancer affects your ability to get coverage and the rate you’ll pay. How much does life insurance cost? Policy length How lon

041122 Is Your Employer-Provided Life Insurance Coverage Enough?

As part of your employee benefits package, your employer may provide some group term life insurance. While that’s a nice perk, especially if you have no other life insurance in place, it’s important to consider whether it’s sufficient to meet your financial needs. What’s more, relying entirely on your employer’s insurance plan to cover you can pose other problems.    Key Takeaways   Many employers offer a certain amount of group term life insurance as part of their employee benefits package. If you have this benefit, then your employer may pay for some or all of the premium costs. You may also be able to buy additional coverage at your own expense. However, getting all of your life insurance where you work can put your family at risk if something happens to you.   Problem 1: Your Employer May Not Offer Enough Life Insurance    While basic employer-provided life insurance is usually low-cost or free, and you may be able to buy additional coverage at low r

040722 Now Available Low Cost Health Insurance...

  DON’T GO UNINSURED! GET AFFORDABLE HEALTH COVERAGE… HELPING INSURE… INDIVIDUALS, FAMILIES & SMALL BUSINESS MODERN PRIVATE HEALTH INSURANCE COVERAGE PRIVATE HEALTH EXCHANGE * NEXT HEALTH PLAN   No Deductible & No Coinsurance Coverage for Office Visits, Hospital, Surgery, Emergencies, Prescriptions, Labs, Preventive & More Unlimited Services with Partners like Teladoc, GoodRx, Quest Labs & More Guaranteed Renewable to age 65 $10,000 Cash Benefit Plan for loss of income if Hospitalized Easy Enrollment Process National Network Accepted by many of the Top Hospitals in the U.S.A. Including the Mayo Clinic and John Hopkins Hospital   Hayden Childs Alabama Licensed Agent (205) 269-1382 http://HChilds.dontgouninsured.com    

040522 Purchasing Term Life Insurance...

  Got Insurance?      Friend…   I recently started doing business with Plum Life, a new digital life insurance partner.  What I like about them is that they make life insurance easy. They also have some great rates and are backed by industry leading companies… so they’ll be around when you need them the most.       Out of the many options out there, I am choosing to work with Plum Life and I think their products might be a good fit for you. Learning more about your coverage options is an important step in protecting your loved ones.     We offer a level term product for 10, 15, 20, 25, and 30 years. Coverage amounts from $100,000 to $10M.   Our term product is issued by SBLI The Savings Bank Mutual Life Insurance Company of Massachusetts, Woburn, Ma. 01801  "Life Insurance That Treats You Better. It's what we've done since 1907." An accelerated death benefit rider is included at no extra costs which provides access to a portion of the death benefit if