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Showing posts from August, 2023

082832 Who Needs Life Insurance?

Who Needs Life Insurance?   Not everyone needs life insurance, But it’s important to figure out whether you do. You may need life insurance if…     * You Have Dependents    The most common reason for buying life insurance is to protect Your dependents from the loss of your income. If you have a spouse, children, or other dependents, The payout can help your family Survive the financial impact of your death.     * You Own a Business   If you're a business owner, you may need life insurance to help Keep your business alive. It could also provide your heirs with The cash needed to disband or sell the business, or it could insure Another employee who is key to the success of the business. If you co-own a business with another person, each partner may Need a policy that will allow them to buy out the other’s half of the Business after their death.      *You Carry a Great Deal of Debt   Most debts owed solely in your name must be

082323 Insurance Quotes with wed funny...

Fun is like life insurance; the older you get, the more it costs. - Kim Hubbard   I don’t call it "Life Insurance," I call it "Love Insurance." We buy it because we want to leave a legacy for those we love. - Farshad Asl   If a child, a spouse, or a parent depends on you and your income, you need life insurance. - Suze Orman   Every month that you send a check to the life insurance company, you're making a bet with them. Don't worry, one day you'll win. - Nitya Prakash            

081823 New Opportunity...

New Opportunity… I am now a representative For Physicians Mutual Insurance Company Omaha , NE.   I will be offering all their products!   *Medicare Supplements *Dental & Vision Insurance *Life Insurance *Pet Insurance   Here are a couple of YouTube videos   Check them out…     Dental Insurance   https://www.youtube.com/watch?v=BCEBPpSE2Xk     Medicare Basics: Answers to Common Questions   https://www.youtube.com/watch?v=M7wvwzWcia8       ***     Live a little, you'll get a little. Live a lot, you'll get a lot - Cecelia Weir   If we want our children to possess The traits of character we most admire, We need to teach them what those traits Are and why they deserve both admiration And allegiance. Children must learn to identify the forms And content of those traits. - William Bennett   The cure for all the ills and wrongs, The cares, the sorrows, and the crimes Of humanity, all lie

081423 Are You Covered?

  Why Do YOU Need Life Insurance? In the words of the late Ben Feldman…   “Every man has problems that only Life Insurance can solve.”   Did you know that even the rich and famous need Life Insurance? It was revealed via OK Magazine that Elvis’ daughter Lisa Marie Presley had 2 Life Insurance Polices totaling $35 million dollars. The magazine also reported that Lisa Marie was $ 4 million dollars in  debt at the time of her passing on Jan. 12 th 2023. The magazine reported that her three children will inherit around $30 million in Life Insurance proceeds once her debts are satisfid.   Yes Mr. Feldman was correct. Lisa Marie Presley had financial problems that ONLY Life Insurance could solve!   Friend, it is the same for you and me. * Do YOU currently have enough money saved to pay off  YOUR debts? * Do YOU currently have 5K to 10K saved to pay for a  funeral in YOUR family? * Would YOUR spouse have enough money in the bank to continue YOUR curr

081123 What Are The Different Types of Life Insurance?

Types of life insurance generally fall into two categories… Term life insurance and permanent (Whole) life insurance.   * Term life insurance Term life insurance provides protection for a specific period of time (the term). This is often 10, 20 or 30 years. Term life insurance makes sense when you need protection for a specific amount of time… for instance, until your kids graduate from college or your mortgage is paid off. Term life insurance typically offers the most amount of coverage for the lowest initial premium. This makes this type of life insurance policy a good choice for those on a tighter budget.   * Permanent (Whole) life insurance Permanent (Whole) life insurance provides lifelong protection for as long as you pay the premiums. It also accumulates cash value on a tax-deferred basis, which you can tap into to buy a home, supplement your retirement income, cover an emergency expense and more. Because of these additional benefits, init

080923 How to prepare financially for your death...

How to prepare financially for your death (No Matter How Young You Are)   A year after co-founding Everplans, an online estate and legacy planning website, in 2012, Abby Schneiderman experienced firsthand why end-of-life planning is important: Her 51-year-old brother died in a car accident.   “It was a disaster compounded by the fact that we had no idea of what he wanted or what he wanted us to do,” she says. “It left my family in a nightmare situation of having to track things down in a short period.”   Whether young or old, with a lot or little to leave behind, there are things you can do now to make it easier on your family in case you die or are too ill or injured to speak for yourself.   Follow these steps to financially prepare.   * Name financial and medical powers of attorney   Estate attorneys recommend all adults have these in place:   An advanced health care directive: This includes a living will stating your wishes for medical c