When I was 17, my father lost his battle with kidney and cardiovascular
disease.
As long as I shall live, I do not believe that I will ever forget the first
moment I saw my father’s once vibrant face in that cold and unforgiving
casket. I won’t forget his lifeless and defeated hands, or how his pale
lips would never utter another joke or speak to his grandchildren.
Even though the day of his funeral was undoubtedly the worst day of
my life, I wish I could relive it just to be with him one more time.
Since that moment, I have felt as if all of my grief and longing resides
underneath my skin with nothing to relieve the pressure.
I Had Lost So Much More…
On Sept. 8th, 2016, I lost my voice of reason, my confidant, my
cheerleader, and my best friend. Unbeknownst to me at the time, I had
lost so much more. Upon my father’s passing, he left us with funeral
and medical expenses that his insurance would not cover. Because he
did not have any form of life insurance, the financial burden of his death
was now the responsibility of my mother and me.
Even though my mother works night shifts as a neonatal nurse and her
commute is nearly two hours, she was forced to pick up extra shifts to
support my family. Though I already had a job and I worked about 10
hours a week, I now work anywhere from 25 to 35 hours a week, and
I am also a full-time high honor student.
Instead of football games and homecoming, I had to deal with mourning
and the possibility that I would not attend college because of my family’s
financial troubles.
Although the death of my father forced me to realize the importance of
cherishing time with my family, I do not see them very often because of
our busy schedules. I also sacrificed my social life and the joy that every
senior in high school should experience. Instead of football games and
homecoming, I had to deal with mourning and the possibility that I would
not attend college because of my family’s financial troubles.
What I Now Know for Sure…
If my father had a life insurance policy, we would not have to work
ourselves to the bone and sacrifice our physical and emotional well-being
to keep up with expenses. I would not have to worry so intensely about
the future of my education on top of the crippling grief that I have felt over
the last five months.
If this devastating experience has taught me anything, it is this... financial
planning for these situations is absolutely invaluable. I won’t soon forget
the stress and despair that I have experienced, and I now realize that to
have a life insurance policy is to throw your surviving family members a
crucial lifeline. Though no one can ever prepare you for the trauma of
losing a parent, life insurance allows you to grieve without the constant
stress of financial burden, and for that reason, it is an absolutely essential
precaution.
I love and miss you so much, Dad. Thank God I will see you again.
- Emily Trader
Editor’s Note: Emily is a recipient of a Life Lessons Scholarship,
which will help her achieve her goal of going to college. You can
help students like Emily make their dream of a college education
come true by donating to the nonprofit Life Lessons Scholarship fund.
https://lifehappens.org/blog/if-this-devastating-experience-has-taught-me-anything/
"The grief is bad enough,
Don't leave the burden
To your family!"
Hayden Childs
Alabama Licensed Agent
(205) 269-1382
shcmail34@yahoo.com
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