Skip to main content

011822 "If It's Worth Owning It's Worth Insuring"

I can insure your personal property for the cost of a McDonald's

Big Mac Combo Meal!

I can get you 5 K of coverage with a Emergency Expense Benefit

and Food Spoilage Rider for only $12.25 per month.

(Single/Multi-Family Dwelling)

For a mobile home $25.49 per month.

Contact Me Today!


Hayden Childs

Alabama Licensed Agent

(205) 269-1382

shcmail34@yahoo.com

www.haydenchilds.net

https://www.imfco.net/

 I STILL MAKE HOUSE CALLS!

 

8 Tips to Prevent Kitchen Fires

Don’t let your next dinner party go up in smoke! Cooking fires are the most

common cause of household fires, and you don't have to own a commercial-sized

Viking range to feel the heat.

From grease spills to stray dishtowels, even a tiny cook top in a studio apartment

can set a blaze. Follow these eight tips to reduce your risks for an apartment

kitchen fire.

1. Stay in the kitchen.

This may seem obvious, but, according to the National Fire Protection Association,

unattended cooking is the number one cause of cooking fires. If you must leave a

stove unattended, turn off the heat and move the pan to a cool burner.

2. Use a timer.

Check food regularly, whether you’re simmering, baking, boiling or roasting. 

Using a timer can help remind you to check on your dish.

3. Keep the stove top clear.

Keep dishtowels, oven mitts, paper towels... anything that can catch fire...

away from your stove-top.

4. Dress for the occasion.

Wear close-fitting clothes, and tightly roll up sleeves, when you’re cooking.

Loose clothing can come in contact with burners and catch fire.

5. Wipe up spills.

Cooking on a dirty stove, or in a dirty oven, is just inviting a potential fire.

Grease buildup is flammable; clean your stove every time you cook and

promptly wipe up any spills.

6. Don’t overheat your oils.

Overheated cooking oil can start to smoke and bubble up, which can cause it

to spill out and ignite. Not sure about the smoking point for your cooking oils? 

Refer to this handy chart.

7: Wait for grease to cool before disposing.

Toss hot grease into your trashcan and it could go up in flames! Wait for it to

cool before disposing of it in the garbage. Or, better yet, pour it into an old food 

can before tossing it out.

8. Keep your smoke detector working.

A smoke detector is an important fire safety device and your first line of defense.

Make sure your landlord has installed one. And make a mental note to change

the batteries twice a year, when you change your clocks for daylight savings time.

If a small fire does erupt on your stove top, you might try to smother it by sliding

a lid over the pan; turn off the burner, and leave the pan uncovered until it has

cooled. For an oven fire, turn off the heat and keep the door closed.

But, when it doubt, just get out. Too many people have been injured trying to

fight fires themselves. Close the door behind you to help contain the fire, 

and call 911. Renters insurance might help replace your valuables, 

but it can’t replace you!

 

- Apartment Guide Editorial Team

 

https://www.apartmentguide.com/blog/8-tips-to-prevent-kitchen-fires/

 

 


 

Comments

Popular posts from this blog

022823 The 9 Benefits of Whole Life Insurance...

(1) Provide for Loved Ones…   It’s the basic need everyone thinks about. You have a young family. You are the major breadwinner. Something happens to you. How is Your family supposed to make ends meet? It’s a form of protection. Peace of mind.   (2) Key Man Insurance…   You and your partner own a business. It’s grown. Many employees Depend on you. If something happens to your partner, it’s likely their Spouse or family will inherit their share of the business. Cash would Be a lot more useful to them. Life insurance on both partners can Provide the cash to buy out heirs and keep the business intact.   (3) Emergency Loans…   Hopefully your client lives a long life. The whole life policy accumulates Cash value, eventually growing to the full face value, or beyond. Many Policies allow you to borrow money against the cash value. You would pay interest.   (4) Funding Estate Taxes…   Your client owns a farm. I...

083121 Do You Know the Whole Life Story?

  Change comes at us from every angle as people update and upgrade everything from their diets to their devices, seemingly every day. When we enter adulthood as a young professional, we never imagine that we are only a couple dozen phones or a handful of trendy diets from marriage, parenthood or even retirement. Diets and devices can be great, but not all change is good, right? At every stage of life, financially confident people know that they can embrace the good and safeguard against the not-so-good with solutions designed to do just that. Enter: whole life insurance. Not just your parents’ insurance, whole life can actually benefit you no matter where you are in life.    THE BEGINNING: YOUNG PROFESSIONALS    When we’re young and focused on our dreams, we rarely consider the possibility of an unexpected, devastating change. What would happen if you died prematurely? It may be unsettling to think about, as it would be very painf...

080822 Less Common Life Insurance Needs

On top of the most common reasons for buying life insurance, It can help cover some less common needs.   These could include…   *Insuring Children Buying a policy on a child can ensure that the family will financially Survive the loss of the child, but keep in mind that such a loss is Fairly unlikely. It can also ensure the child’s ability to qualify for life Insurance in the future. That could be helpful in the case of a health Diagnosis that might make it harder to pass the underwriting process.   *Replacing Retirement Benefits Life insurance is often marketed as income replacement for an Insured person during their working years, but some retirees may Choose to keep theirs after leaving work. It can be used to replace The loss of any retirement income for their spouse or any dependents.    *Investment Permanent life insurance can provide you with a potential income Source. You can access your cash value once it has buil...