081022 Is Life Insurance Worth It?

The decision to buy life insurance is personal.

So many of the insurance calculations depend on your circumstances,

Financial situation and future plans.

Even individuals who don’t currently have dependents, a business,

Or significant debt may want to look into getting life insurance.

That’s because the cost will go up as you age, which means that right

Now is likely the cheapest time for you to buy a policy.

Even the best planners can’t predict the financial fallout of your demise.

Carrying some life insurance can provide a layer of financial protection

For your beneficiaries.

Thinking through the potential financial issues that could arise after your

Death can help you answer the big questions: when, and how much

Life insurance you should buy, if any.

- Emily Guy Birken

https://www.thebalance.com/who-needs-life-insurance-2645793#toc-why-buy-life-insurance

Hayden Childs

Alabama Licensed Agent

(205) 269-1382

www.haydenchilds.net

“The grief is bad enough,

Don’t leave the burden

To your family!”

https://www.rememberingalife.com/

Comments

022824 Real Life Story...

Real Life Story… “Tom’s motto was… Be prepared. You don’t know what life will hand you.” Jeanie and Tom had an idyllic life… a strong marriage and two children. But when Tom was tragically killed in a snowmobiling accident at just 45, the world collapsed for Jeanie and the kids. Grief overwhelmed them, but thanks to Tom’s life insurance, financial tragedy did not. It paid for the funeral and the family’s bills and expenses. And it set them up for the future so they could continue living in their home, and plan for college and retirement. Life insurance did everything Tom had planned for it to do. - Via Lifehappens At Lifehappens … February is traditionally insure your love month. One of the greatest ways you can show your love For your family is to be insured If the unthinkable happens. I have had people tell me “I can’t get life insurance” Friend I now have the ability to Insure you even if you...

101724 What Cancer Cannot Do...

“Cancer can take away All of my physical abilities. It cannot touch my mind, It cannot touch my heart, And it cannot touch my soul.” Coach Jim Valvano *** What Cancer Cannot Do Cancer Is So Limited Cancer Cannot… Cripple love! Corrode faith! Eat away peace! Kill friendship! Silence courage! Invade the soul! Quench the spirit! Destroy confidence! Reduce eternal life! Erase the promises of God! Obliterate happy memories! Shatter the hope of Heaven! Lessen the power of the resurrection! Keep the faithfully obedient from Heaven! - Dr. Robert L. Lynn *** To all walking this road… Blessings and love. Cancer took away from me Two special ladies in my life. My mother and mother-in-law; Knowing I will see them again And knowing they are in a Better place gives me hope And comfort. - Hayden Childs *** Don’t worry your life away Waiting for the elusive prize At journey’s end. The journey is the prize. - Marsha Mercan *** In this world it is not what we take up, but what we give up, that make...

092121 What Are The Different Types of Life Insurance?

Types of life insurance generally fall into two categories… term life insurance and permanent life insurance. Term life insurance Term life insurance provides protection for a specific period of time (the term). This is often 10, 20 or 30 years. Term life insurance makes sense when you need protection for a specific amount of time… for instance, until your kids graduate from college or your mortgage is paid off. Term life insurance typically offers the most amount of coverage for the lowest initial premium. This makes this type of life insurance policy a good choice for those on a tighter budget. Permanent life insurance Permanent life insurance provides lifelong protection for as long as you pay the premiums. It also accumulates cash value on a tax-deferred basis, which you can tap into to buy a home, supplement your retirement income, cover an emergency expense and more. Because of these additional benefits, initial premi...

Hayden at got insurance?

Search This Blog