101122 Need Medicare Benefits?

HAYDEN CHILDS

Alabama Licensed Agent

205-269-1382

20375 STATE HWY 253

BEAR CREEK, AL 35543

www.haydenchilds.net

shcmail34@yahoo.com

Need Medicare Benefits?

I wanted to let you know that I am here for you! If you have any Medicare questions, please do not

hesitate to call me. I cannot wait to assist you and answer any questions that you have about Medicare,

from how it works, what each part of those alphabet letters means (PARTS A, B C, and D), how those

parts effect you, and what type of plan is best suited for you and your specific needs.

Since you are becoming eligible for Original Medicare, I can help guide you through the process to get

started.

ALL CONSULTATIONS ARE FREE!

I am state licensed, certified, and authorized representatives for Aetna, Cigna, Humana, and

United Healthcare. Plans are contracted with CMS (Centers for Medicare and Medicaid Services) on

an annual basis. I cover North and Central counties of Alabama, so tell your family and friends!

I also offer life insurance, so don’t forget to ask me about it!

If you are already enrolled in Original Medicare only, Original Medicare along with a Medicare

Supplement, or Original Medicare along with Alabama Medicaid, there are additional benefits you may

be able to receive by enrolling in one of our many Medicare Advantage plans such as dental, vision,

over-the-counter items, gym memberships, transportation, hearing aids, etc. Most of these plans are

$0 per month.

If you are Veteran on Medicare with VA benefits, Tricare, Tricare for Life, or Champ VA, there are

plans designed especially for you at a $0 monthly premium! You may even be entitled to get part of

your Medicare Part B premium given back to you each month!

These plans WILL NOT affect your current VA coverage!

I make house calls! Let me know if you need a free, no obligation home visit to discuss your

Medicare plan options. I would be happy to assist you.

It is important to have a LOCAL agent to assist you with your plan choices.

Give me a call for your free, no obligation, Medicare evaluation today!

HAYDEN CHILDS – 205-269-1382

LICENSED – CERTIFIED – LOCAL-AGENT

“We do not offer every plan available in your area.

Any information we provide is limited to those plans we do offer in your area.

Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.”

Comments

022823 The 9 Benefits of Whole Life Insurance...

(1) Provide for Loved Ones… It’s the basic need everyone thinks about. You have a young family. You are the major breadwinner. Something happens to you. How is Your family supposed to make ends meet? It’s a form of protection. Peace of mind. (2) Key Man Insurance… You and your partner own a business. It’s grown. Many employees Depend on you. If something happens to your partner, it’s likely their Spouse or family will inherit their share of the business. Cash would Be a lot more useful to them. Life insurance on both partners can Provide the cash to buy out heirs and keep the business intact. (3) Emergency Loans… Hopefully your client lives a long life. The whole life policy accumulates Cash value, eventually growing to the full face value, or beyond. Many Policies allow you to borrow money against the cash value. You would pay interest. (4) Funding Estate Taxes… Your client owns a farm. I...

090921 Those Dying From Covid-19 Are Least Likely to Own Life Insurance...

Many companies have sharply reduced estimates of their exposure, as measured by payouts per 100,000 U.S. fatalities As the number of U.S. corona virus deaths surpasses 200,000, public-health experts point to a series of missteps and miscalculations in the country's response. Here’s a look back at how the U.S. became the center of the global pandemic. Sept. 28, 2020 5:30 am ET U.S. life insurers are paying out far fewer Covid-19 death claims than initially expected, largely because the virus is disproportionately killing people with little to no insurance. In the past few weeks, many life-insurance companies have sharply reduced estimates of their exposure, as measured by payouts per 100,000 U.S. Covid-19 fatalities. Estimates have come down by an average of 40% to 50%, according to Credit Suisse stock analyst Andrew Kligerman. Driving the rapid reduction in exposure are two groups… older Americans and minoriti...

030222 What You Need to Know About Life Insurance...

Life insurance is something most people have at least heard of, but not everyone understands who should get it and what it’s actually for. Contrary to what you might expect, life insurance isn’t just for the elderly. Instead, it’s a guarantee for your loved ones that they’ll have the financial resources they need in the event of your death. While the specifics can vary from plan to plan, you’re paying to ensure the well-being of the people you leave behind, whether that happens today or decades from now. From Mutual of Omaha to Plum Life to The Capitol Life Insurance, there are many life insurance providers to choose from, each with their own range of plans and options to choose from. Between the range of choices and the prospect of dealing with your own mortality, making sense of life insurance can seem like a daunting task. However, it doesn’t have to be. With a bit of basic information, you’ll be prepared to decide for yourself if life insurance...

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