022824 Real Life Story...

Real Life Story…

“Tom’s motto was…

Be prepared. You don’t know what life will hand you.”

Jeanie and Tom had an idyllic life…

a strong marriage and two children.

But when Tom was tragically killed in a snowmobiling

accident at just 45,

the world collapsed for Jeanie and the kids.

Grief overwhelmed them,

but thanks to Tom’s life insurance,

financial tragedy did not.

It paid for the funeral and the family’s bills and expenses.

And it set them up for the future so they could continue

living in their home, and plan for college and retirement.

Life insurance did everything Tom had planned for it to do.

- Via Lifehappens

At Lifehappens …

February is traditionally insure your love month.

One of the greatest ways you can show your love

For your family is to be insured

If the unthinkable happens.

I have had people tell me

“I can’t get life insurance”

Friend I now have the ability to

Insure you even if you

Live outside the state of Alabama.

From ages 18-74

If you have been turned down

I can insure you.

Check it out…

http://www.calstarbenefits.com/738828

Hayden Childs

Independent Insurance Agent

(205) 269-1382

“The grief is bad enough,

Don’t leave the burden

To your family!”

Comments

022823 The 9 Benefits of Whole Life Insurance...

(1) Provide for Loved Ones… It’s the basic need everyone thinks about. You have a young family. You are the major breadwinner. Something happens to you. How is Your family supposed to make ends meet? It’s a form of protection. Peace of mind. (2) Key Man Insurance… You and your partner own a business. It’s grown. Many employees Depend on you. If something happens to your partner, it’s likely their Spouse or family will inherit their share of the business. Cash would Be a lot more useful to them. Life insurance on both partners can Provide the cash to buy out heirs and keep the business intact. (3) Emergency Loans… Hopefully your client lives a long life. The whole life policy accumulates Cash value, eventually growing to the full face value, or beyond. Many Policies allow you to borrow money against the cash value. You would pay interest. (4) Funding Estate Taxes… Your client owns a farm. I...

090921 Those Dying From Covid-19 Are Least Likely to Own Life Insurance...

Many companies have sharply reduced estimates of their exposure, as measured by payouts per 100,000 U.S. fatalities As the number of U.S. corona virus deaths surpasses 200,000, public-health experts point to a series of missteps and miscalculations in the country's response. Here’s a look back at how the U.S. became the center of the global pandemic. Sept. 28, 2020 5:30 am ET U.S. life insurers are paying out far fewer Covid-19 death claims than initially expected, largely because the virus is disproportionately killing people with little to no insurance. In the past few weeks, many life-insurance companies have sharply reduced estimates of their exposure, as measured by payouts per 100,000 U.S. Covid-19 fatalities. Estimates have come down by an average of 40% to 50%, according to Credit Suisse stock analyst Andrew Kligerman. Driving the rapid reduction in exposure are two groups… older Americans and minoriti...

080822 Less Common Life Insurance Needs

On top of the most common reasons for buying life insurance, It can help cover some less common needs. These could include… *Insuring Children Buying a policy on a child can ensure that the family will financially Survive the loss of the child, but keep in mind that such a loss is Fairly unlikely. It can also ensure the child’s ability to qualify for life Insurance in the future. That could be helpful in the case of a health Diagnosis that might make it harder to pass the underwriting process. *Replacing Retirement Benefits Life insurance is often marketed as income replacement for an Insured person during their working years, but some retirees may Choose to keep theirs after leaving work. It can be used to replace The loss of any retirement income for their spouse or any dependents. *Investment Permanent life insurance can provide you with a potential income Source. You can access your cash value once it has buil...

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