080421 Got Insurance?

There are 41 million people in the U.S. who say

they need life insurance but do not have it,

according to the 2020 Insurance Barometer

Report from industry groups LIMRA and

Life Happens.

 

This can partially be explained by the

tendency of people to overestimate its cost.

 

Perceptions about affordability and value can

deter people from buying the life insurance they

need. More than half of respondents in the

Insurance Barometer Report said a $250,000

term life insurance policy for a healthy 30-year

old would cost $500 a year or more.

But the average cost is closer to $160 a year.

That’s a pretty big discrepancy in perceived cost

versus actual cost.

 

Here is an example of what I could do for you.

 

30 yr old male non-tobacco excellent health

 

20 yr term

 

$250,000 of coverage

 

Base $15.44 per mth

 

With Return of Premium Rider $31.75

 

With this feature you would receive back most

of your premiums paid in if you lived.

 

Life Insurance is a priority.

Many think they "can't afford it."

In reality it is much cheaper than they realize.

 

If I could be a blessing to you

contact me.

 

Hayden Childs

Alabama Licensed Agent

(205) 269-1382

 

"The grief is bad enough,

Don't leave the burden

To your family!"

 

I Still Make House Calls!