062222 Need Health Insurance?

Need Health Insurance?

Available for companies,

Fraternal organizations

Individuals.

Health Indemnity Plans

To obtain an efficient and affordable health care plan is one of the top concerns

for most people today. Our Health Indemnity Plans will help most people become

more conscious about health care costs and therefore become more efficient in

selecting a needed health care plan.

Philadelphia American provides a variety of Health Insurance options to help

protect your financial resources, including our Health Indemnity Plans.

In today's market where health insurance is often unavailable or not affordable.

Our Health Indemnity Plans can help families with the ability to budget health

care expenditure, by providing multiple fixed health insurance benefits they can

choose according to their health care needs.

These plans provide good basic hospital, medical and outpatient Limited Benefit

coverage with additional Wellness benefits and Doctor’s Office Visit benefits to

promote preventive care.

Since all the benefits are defined in the plan it helps to allow the consumer to

consciously choose providers and care of treatments.

It is important to understand what each plan covers so that it meets your individual

needs.

To learn more about which Health Indemnity plan is right for you

Contact:

Hayden Childs

Alabama Licensed Agent

HChilds.dontgouninsured.com

(205) 269-1382

This product is underwritten by

Philadelphia American Life Insurance Company,

A member of the New Era Family of Companies.
The product details and availability may vary by state.

Comments

022823 The 9 Benefits of Whole Life Insurance...

(1) Provide for Loved Ones… It’s the basic need everyone thinks about. You have a young family. You are the major breadwinner. Something happens to you. How is Your family supposed to make ends meet? It’s a form of protection. Peace of mind. (2) Key Man Insurance… You and your partner own a business. It’s grown. Many employees Depend on you. If something happens to your partner, it’s likely their Spouse or family will inherit their share of the business. Cash would Be a lot more useful to them. Life insurance on both partners can Provide the cash to buy out heirs and keep the business intact. (3) Emergency Loans… Hopefully your client lives a long life. The whole life policy accumulates Cash value, eventually growing to the full face value, or beyond. Many Policies allow you to borrow money against the cash value. You would pay interest. (4) Funding Estate Taxes… Your client owns a farm. I...

090921 Those Dying From Covid-19 Are Least Likely to Own Life Insurance...

Many companies have sharply reduced estimates of their exposure, as measured by payouts per 100,000 U.S. fatalities As the number of U.S. corona virus deaths surpasses 200,000, public-health experts point to a series of missteps and miscalculations in the country's response. Here’s a look back at how the U.S. became the center of the global pandemic. Sept. 28, 2020 5:30 am ET U.S. life insurers are paying out far fewer Covid-19 death claims than initially expected, largely because the virus is disproportionately killing people with little to no insurance. In the past few weeks, many life-insurance companies have sharply reduced estimates of their exposure, as measured by payouts per 100,000 U.S. Covid-19 fatalities. Estimates have come down by an average of 40% to 50%, according to Credit Suisse stock analyst Andrew Kligerman. Driving the rapid reduction in exposure are two groups… older Americans and minoriti...

080822 Less Common Life Insurance Needs

On top of the most common reasons for buying life insurance, It can help cover some less common needs. These could include… *Insuring Children Buying a policy on a child can ensure that the family will financially Survive the loss of the child, but keep in mind that such a loss is Fairly unlikely. It can also ensure the child’s ability to qualify for life Insurance in the future. That could be helpful in the case of a health Diagnosis that might make it harder to pass the underwriting process. *Replacing Retirement Benefits Life insurance is often marketed as income replacement for an Insured person during their working years, but some retirees may Choose to keep theirs after leaving work. It can be used to replace The loss of any retirement income for their spouse or any dependents. *Investment Permanent life insurance can provide you with a potential income Source. You can access your cash value once it has buil...

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