Skip to main content

061523 Got Insurance?

“If my father had a life insurance policy,

We would not have to work ourselves to

The bone and sacrifice our physical and

Emotional well-being to keep up with

Expenses.”

– Emily Trader, whose father

Died without life insurance

 

Read Emily’s story at this link…

 

https://lifehappens.org/recipient/emily-trader/

 

With Father’s Day 2023 rapidly approaching

I got to thinking about how many fathers

Don’t have any personal life insurance coverage

Of any kind… they are just like Emily Trader’s

Father.

 

I am sure he was a good man.

 

A good man who failed to financially prepare

For his passing from this earth life.

 

You may be self-insured... I know a few

Fathers who don’t need my services because

They have been wise with their financial

Resources they have already paid for their

Final expenses at the funeral home with

Cash.

 

If you are in need of life insurance

Coverage I offer whole life and

Term life and take pleasure

In assisting with final expense

Coverage.

 

Life Insurance is usually

Cheaper than you think.

 

If I could be a blessing to you.

Contact me….

 

Hayden Childs

Alabama Licensed Agent

(205) 269-1382

www.haydenchilds.net

 

 

“ Anyone who does not take

care of his family and those

in his house has turned

away from the faith.

He is worse than a person

who has never put

his trust in Christ.”

1 Tim.5:8

 

 


 

Comments

Popular posts from this blog

022823 The 9 Benefits of Whole Life Insurance...

(1) Provide for Loved Ones…   It’s the basic need everyone thinks about. You have a young family. You are the major breadwinner. Something happens to you. How is Your family supposed to make ends meet? It’s a form of protection. Peace of mind.   (2) Key Man Insurance…   You and your partner own a business. It’s grown. Many employees Depend on you. If something happens to your partner, it’s likely their Spouse or family will inherit their share of the business. Cash would Be a lot more useful to them. Life insurance on both partners can Provide the cash to buy out heirs and keep the business intact.   (3) Emergency Loans…   Hopefully your client lives a long life. The whole life policy accumulates Cash value, eventually growing to the full face value, or beyond. Many Policies allow you to borrow money against the cash value. You would pay interest.   (4) Funding Estate Taxes…   Your client owns a farm. It’s your major asset. It’s illiqui

081022 Is Life Insurance Worth It?

The decision to buy life insurance is personal. So many of the insurance calculations depend on your circumstances, Financial situation and future plans.   Even individuals who don’t currently have dependents, a business, Or significant debt may want to look into getting life insurance. That’s because the cost will go up as you age, which means that right Now is likely the cheapest time for you to buy a policy.    Even the best planners can’t predict the financial fallout of your demise. Carrying some life insurance can provide a layer of financial protection For your beneficiaries.   Thinking through the potential financial issues that could arise after your Death can help you answer the big questions: when, and how much Life insurance you should buy, if any.   - Emily Guy Birken   https://www.thebalance.com/who-needs-life-insurance-2645793#toc-why-buy-life-insurance     Hayden Childs Alabama Licensed Agent (205) 269-1382 www.haydench

050922 How Much Does Life Insurance Cost?

The cost of life insurance varies significantly depending on several different factors. One of the biggest cost factors will be the type of life insurance you buy. For example, a term life insurance policy is significantly less expensive than a Whole life insurance policy for the same amount of coverage.   Here are some of the most common factors affecting life insurance rates…   Age…   The younger you are when you buy a policy the less you’ll pay. That’s because your chance of death is smaller.   Sex…   Females have a life expectancy that is nearly five years longer than males, according to the National Center for Health Statistics. This means that men generally pay more for life insurance than women (except in Montana where insurers must provide gender neutral life insurance rates).   Health…   Your health has a major impact on your life insurance rates. The insurer will evaluate your past and current medical conditions in order to