040324 Got Insurance?

Friend…

Have traditional life insurers denied

Your application due

To health or other reasons?

I have a solution for that problem!

I am happy to announce that I am now a part of the

Emergency Management Alliance Association

and I now Can offer you

* Guaranteed Term Life Insurance coverage,

For anyone ages 18-74 available in 36 states!

Underwritten by…

Colonial Life Insurance Company

Columbia, S.C.

Also available…

*Accidental Death & Dismemberment coverage,

*Critical Illness Benefit which supplements

Your current Hospital coverage.

A Simple On-line Application…

Complete in minutes from your device.

Individual and Family Options Available!

VALUE 20 LIFE

PREMIUM ASSOCIATION BENEFITS

INCLUDING:

$20,000 Term Life Insurance
& $20,000 Accidental Death & Dismemberment

$20,000 Term Life/

$20,000 Accidental Death & Dismemberment (AD&D)

benefit is provided to the Primary Association Member.

Member must enroll prior to age 75.

$10,000Term Life/$10,000 AD&D for spouse

and $5,000 Term Life/$5,000 AD&D for

dependent children is also provided

(if enrolled in the family membership).

The primary member and eligible dependents (if applicable)

are covered by the Term Life/AD&D benefit both in the USA

and if / while traveling outside the USA;

there are no restrictions due to the duration/time period of the travel.

Please be advised that the Term Life benefit in the

Value 20 Life membership package

will not be effective until the first

(1^st) of the month following eleven

(11) months of continuous paid membership.

This product is part of an

EMA Association Membership Package.

For More Information

Contact

Hayden Childs

Independent Insurance Agent

(205) 269-1382

http://www.calstarbenefits.com/738828

“The grief is bad enough,

Don’t leave the burden

To your family!”

Scan the code

Or click the url

To enter my

E.M.A. Dedicated Website

To Enroll…

Comments

022823 The 9 Benefits of Whole Life Insurance...

(1) Provide for Loved Ones… It’s the basic need everyone thinks about. You have a young family. You are the major breadwinner. Something happens to you. How is Your family supposed to make ends meet? It’s a form of protection. Peace of mind. (2) Key Man Insurance… You and your partner own a business. It’s grown. Many employees Depend on you. If something happens to your partner, it’s likely their Spouse or family will inherit their share of the business. Cash would Be a lot more useful to them. Life insurance on both partners can Provide the cash to buy out heirs and keep the business intact. (3) Emergency Loans… Hopefully your client lives a long life. The whole life policy accumulates Cash value, eventually growing to the full face value, or beyond. Many Policies allow you to borrow money against the cash value. You would pay interest. (4) Funding Estate Taxes… Your client owns a farm. I...

090921 Those Dying From Covid-19 Are Least Likely to Own Life Insurance...

Many companies have sharply reduced estimates of their exposure, as measured by payouts per 100,000 U.S. fatalities As the number of U.S. corona virus deaths surpasses 200,000, public-health experts point to a series of missteps and miscalculations in the country's response. Here’s a look back at how the U.S. became the center of the global pandemic. Sept. 28, 2020 5:30 am ET U.S. life insurers are paying out far fewer Covid-19 death claims than initially expected, largely because the virus is disproportionately killing people with little to no insurance. In the past few weeks, many life-insurance companies have sharply reduced estimates of their exposure, as measured by payouts per 100,000 U.S. Covid-19 fatalities. Estimates have come down by an average of 40% to 50%, according to Credit Suisse stock analyst Andrew Kligerman. Driving the rapid reduction in exposure are two groups… older Americans and minoriti...

080822 Less Common Life Insurance Needs

On top of the most common reasons for buying life insurance, It can help cover some less common needs. These could include… *Insuring Children Buying a policy on a child can ensure that the family will financially Survive the loss of the child, but keep in mind that such a loss is Fairly unlikely. It can also ensure the child’s ability to qualify for life Insurance in the future. That could be helpful in the case of a health Diagnosis that might make it harder to pass the underwriting process. *Replacing Retirement Benefits Life insurance is often marketed as income replacement for an Insured person during their working years, but some retirees may Choose to keep theirs after leaving work. It can be used to replace The loss of any retirement income for their spouse or any dependents. *Investment Permanent life insurance can provide you with a potential income Source. You can access your cash value once it has buil...

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