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080423 Without Life Insurance...

Without Life Insurance… 1.        You Die . Family Grieves. 2.        Family Must Find $ To Bury You. 3.        Family Must Find $ To Pay Off Your Debt, Mortgages, Car Note, etc.… 4.        Family Might Have to Take on More Debt To Bury You and To Pay Off Debt, (Loans And Credit Cards) 5.        Family Struggles to Make Ends Meet. 6.        Family Is Sad.   With Life Insurance… 1.        You Die. Family Grieves. 2.        Family Has $ To Bury You and Pays Off All Debt. 3.        Family Can Focus on Grieving and Has Nothing To Worry About Financially.   Which Situation Would You Rather Leave Your Family In?   -          ...

061523 Got Insurance?

“If my father had a life insurance policy, We would not have to work ourselves to The bone and sacrifice our physical and Emotional well-being to keep up with Expenses.” – Emily Trader, whose father Died without life insurance   Read Emily’s story at this link…   https://lifehappens.org/recipient/emily-trader/   With Father’s Day 2023 rapidly approaching I got to thinking about how many fathers Don’t have any personal life insurance coverage Of any kind… they are just like Emily Trader’s Father.   I am sure he was a good man.   A good man who failed to financially prepare For his passing from this earth life.   You may be self-insured... I know a few Fathers who don’t need my services because They have been wise with their financial Resources they have already paid for their Final expenses at the funeral home with Cash.   If you are in need of life insurance Coverage I offer whole life and ...

060623 Life Insurance Costs Less Than You Think...

  The average cost of life insurance Depends on several different factors.   The good news is that it probably Costs a lot less than you think!   We can help you get the coverage That fits your needs.   I Still Make House Calls!   Hayden Childs Alabama Licensed Agent (205) 269-1382 shcmail34@yahoo.com www.haydenchilds.net     The grief is bad enough, Don’t leave the burden To your family!      

050823 5 Core Values of Traditional Whole Life Insurance...

TRADITIONAL WHOLE LIFE INSURANCE   That Offers “5” Core Values…   (1) Protection That Can Never Be Cancelled (2) Monthly Payment Will Never Be Increased (3) Coverage That Can Never Be Reduced (4) Has Immediate Coverage (5) A Policy That Will Earn “Cash Value”     And You Choose A Plan, And Monthly Payment, That Best Fits Your Needs   I Still Make House Calls!   Hayden Childs Alabama Licensed Agent (205) 269-1382 shcmail34@yahoo.com www.haydenchilds.net     “The Grief Is Bad Enough, Don’t Leave The Burden To Your Family!”        

050323 If You Have Co-Signed Loans You Need Life Insurance!

Friend… If You Have Co-Signed Loans You Need Life Insurance!   Mary and Steve have a 24-year-old daughter named Amy who took Out $150,000 in private student loans to fund her law school degree.   Her parents co-signed the loans, wanting to give Amy a shot at her Dream career.   Amy graduated from law school, joined a great law firm, Had a baby and started paying off her student loans.   When she died at the age of 34 from breast cancer her parents Suddenly became responsible for about $120,000 (The balance on her loans) and their 2-year-old granddaughter.   Because they co-signed the loans, Mary and Steve were responsible For repaying the loan balance.   In some cases, the loan documents may include an acceleration clause that will bring the entire balance due at death.   Mary and Steve could not afford to pay off the loan and had to sell Their own home to settle their daughter’s debt. ...

042123 Hello I'm Hayden Childs...

Hello, I’m Hayden Childs I am based in Northwest Alabama. I am an Independent Life Insurance Agent… That means I work for YOU to find YOU the best deal in coverage available. I am thankful to be in an industry that is a  Blessing to people. You may be asking yourself … Hayden why are you an insurance agent? That one is easy … I am doing this because I want to be a blessing To people. I care about helping people meet their final  Expense and other insurance needs.   I am a Christian businessman and I conduct my Business in an ethical and professional manner.   I Believe in Life Insurance … If you have personal coverage you know what I am Talking about. In YOUR time of need YOU don't have to wonder "Where is the money coming from?" For YOUR final expenses. YOU know because YOU made a responsible choice And purchased life insurance and kept the premiums Paid.   Coverage for you and your family would pro...

041723 "Too Late"

I recently came across an old life insurance Advertisement… things have not really changed Much since the early 1900’s. - Hayden Childs, Agent   “Too Late!”   Sad words those… “Too late” … for they always Emphasize what might have been and should have Been but was not… especially in life-insurance.   In March, 1915, a man living in the north east wrote To a prominent life insurance company for information, This was promptly forwarded.   As he did not reply, other correspondence was sent Suggesting that he protect his family with a policy even A small one. He put it off.   Finally, in October, 1918 the insurance company sent an Interesting booklet entitled, “How much insurance ought I to carry?” Then, after more than three years and answer Came… not from him but from his wife,   She wrote…   “Your letters and your interest in my husband’s insurance Is appreciated, He died one week ago from pneumoni...